Site Navigation

Reduce Your Debt by Up to 60%
Virginia Debt Relief & Debt Settlement Experts

GET YOUR FREE CONSULTATION

Greenwood Debt Settlement Company

Take charge of your finances once more by reducing your levels of unsecured debt. Using the right Greenwood debt settlement and negotiations can cut your debt in almost half in terms of both reduced principal and lower fees.

piling up debt

There can be many different reasons why someone struggles with debt. It’s not rare for consumers to need some financial support and advice at one point or another. Whether you are dealing with a personal loss, a change in income or employment, or just suffering the consequences of bad financial moves, debt can wind up burdening you in ways that make things so much worse. Greenwood’s average level of credit card debt is in the 8th spot for the whole country, impacting citizens of all levels of income and age brackets.

We have certified debt specialists who know what struggling with debt is like, but they also know that it shouldn’t prevent you from living life to the fullest. We handle creditor negotiations effectively in order to lower your overall debt amount. You get a reduced monthly payment, and you even have fewer total payments required each month. What we don’t do is combine all your debts into a fresh loan via debt consolidation. We’re also not a nonprofit credit counseling agency. However, what we do is eliminate your debt via negotiations and debt settlement, so you’ll pay less than what you owe.

Our assistance starts with a free evaluation of your current debt and financial circumstances. This evaluation costs you nothing, and it’s free of obligation. If you’re sick and tired of not making ends meet or getting harassing phone calls, then we can be of service to you. We’re a debt relief company ready to offer Greenwood residents debt solutions that they can use for improved financial future and more happiness in life.

Call Optimal Debt Solutions at (757) 530-5988 for your Free Evaluation with a Greenwood Debt Settlement specialist!

Effective Greenwood Debt Relief Program

If you’re dealing with financial hardship, then we have good news for you. The debt relief program we run has four steps that use debt negotiations and settlements to lead you towards financial freedom.

debt relief specialists

The first step of our debt settlement process is to give you an initial and free evaluation with one of our certified debt specialists. We go over your current financial circumstances, routine payments, and outstanding debts in order to fully learn how much you owe, as well as what you can realistically pay. Then, we give you an estimate on potential savings.

Next, we customize the debt reduction program we use to suit your needs while weighing your various debt relief options. We determine debt settlement strategies as well as handle all setup necessary for you to positively monitor and manage the debt resolution plan we’ve come up with for you. Use our online portal for easy access to your personal program at any time. You can also use it to access all of our debt resources or communicate with the debt reduction specialists who can provide you with assistance.

Once we ascertain the appropriate course of action that works for you, we’ll start the processes of negotiations and settlements. We have quite a few techniques we use at this juncture. We’ll negotiate with your creditors on your behalf, and we also know certain thresholds where particular actions usually wind up happening. We know how various kinds of credit companies usually handle bad debt. We put that knowledge to use so that we can time negotiations perfectly for the utmost impact.

As your program advances, you’ll have direct access to your client portal online, as well as Greenwood debt settlement experts who can answer your questions and help you along your journey in the direction of improved financial health. We’ve got tools that let us minimize how much contact creditors continue having with you.

If you want an effective answer that reduces your debts while helping you get control over your finances again, then Optimal Debt Solutions‘s debt settlement services is a smart move to make.

Settle For Less Than You Owe

Debt consolidation, in conjunction with credit counseling, emphasizes combining debt in ways that make it all simpler to manage. Debt settlement differs because it focuses on genuine debt reduction in terms of both overall debt and the number of monthly payments. That all helps you free yourself of debt faster, and effective debt negotiations are what make that happen. If you need relief from credit card debt, then debt settlement is one of the best ways to do things.

Whether it’s department store cards, credit cards, or unsecured loans, debts that surpass your ability to pay mean trouble. We can give you help by contacting debt collectors, lenders, and creditors to start negotiations for lower debt settlements.

debt reduction examples

We don’t just shuffle debt around between loans like what happens in credit card consolidation. We negotiate unsecured debt in ways that reduce your debt levels to an average of half of what you initially owed.

We offer you personalized service with our dedicated experts in debt settlement matters. We will negotiate payment solutions known to work for others, leaving you free to focus on what truly is important.

Benefits of Debt Settlement

Debt Settlement ExpertsDebt settlement offers you quite a few advantages. Not only can you regain control over your finances, but you’ll also free yourself of debt faster with less debt obligation. There can be other benefits too. You’ll possibly avoid wage garnishment, and you’ll start creating a better credit score. Proper debt management can also help you prevent foreclosure.

Debt management programs, debt settlement, and debt consolidation loans in Greenwood can all be wonderful options other than bankruptcy. Rather than getting legal advice from a bankruptcy lawyer, think about the more affordable choices you can use, like using a debt settlement specialist or counselor. We’ll help you set your finances straight by helping you plan how to manage your debt, so you can defend yourself against foreclosure.

Greenwood Debt Settlement Company

Greenwood Debt Settlement Company optimal logoOur Greenwood debt settlement experts and professionals are looking forward to working for you. If you’re struggling to pay the bills, just had a reduction in your income, or you’re afraid that you won’t be able to deal with creditors much longer, we’re here to help.

Our debt settlement negotiations are effective, and our expert professionals can lower your overall debt and payment times while also helping you manage your payments.

Call Optimal Debt Solutions at (757) 530-5988 for your Free Evaluation with a Greenwood Debt Settlement specialist!